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Home  >  Partners  >  P&C  >  Earnix
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Earnix offers insurance price optimization, advanced rating engine and product personalization.

The Challenge

Insurance companies try to sell the same product, at the same price, to customers who have unique needs, risk characteristics and price sensitivities. This commodity based selling, may cause the loss of customers who are willing to pay more for increased comprehensive coverage, as well as customers who cannot afford the product and are willing to give up some coverage to pay less.

Joint Solution

The joint Earnix and Sapiens solutions uses Earnix for the quoting process on Sapiens’ system. It provides an end-to-end pricing and product personalization software suite, driven by world-class data science, analytical modeling tools, and integrated machine learning. The Earnix suite replaces fixed pricing tables with dynamic pricing API.  With the dynamic pricing and product personalization solution, insurers ensure they are offering the right product, at the right price to the right person.

Business Benefits

  • Increase sales conversion rates
  • Increase profitability by reducing loss ratio for low-cost products
  • Increase upsell conversion rates
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