Property & Casualty

Sapiens PolicyPro

In an effort to grow their businesses and compete in the complex and ever-shifting North American property and casualty (P&C) insurance industry, it is vital for carriers to possess intuitive and user-friendly solutions to accomplish critical tasks using configuration, rather than coding. Policy administration requires operational agility and speed-to-market to ensure cost-effectiveness.


Sapiens PolicyPro for Property & Casualty (formerly Adaptik Policy) is part of the Sapiens CoreSuite for Property & Casualty and is a scalable and configurable quote, submission and policy management system. PolicyPro is used by agents, underwriters and customers to quote, issue and administer policies, including integration with third-party systems.

PolicyPro provides comprehensive policy lifecycle support for all P&C lines of business. It offers support for internal users, as well as agent and direct-to-consumer channels. It provides role-based processing, quick quotes and full application data capture flows, as well as configured, straight-through processing. Complete quote, issue, bind and service functionality includes “what-if?” scenario building.

The solution offers carriers full policy lifecycle management, including new business issuance, changes, cancellations, reinstatements, renewals and comprehensive support for out-of-sequence transactions. Complete historical views of policy information include full audit capability.

Additional extension components include Customer ManagerPro – which provides agents and underwriters with a complete customer picture at a glance – and Work ManagerPro – which enables P&C insurers to track and manage work items across the enterprise for better customer service and improved collaboration between agents and underwriters.

Business Benefits

  • Automated and end-to-end, the platform eliminates manual processes and increases accuracy, which reduces costs and effort
  • Enables quick responses to changing business needs and regulations for speed to market and increased revenue streams
  • Modern and automated management enables insurers to support new sales channels, shorten the deployment of new and innovative products, and support global operations, increasing their competitive advantage
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